The European Commission lately held a first Scrutiny Session on the final draft  of the Regulatory Technical Standards (RTS) on Strong Customer Authentication and Secure Communication (SCA) submitted for endorsement by the European Banking Authority (EBA) to the European Commission  (EC) under Article 98 of the revised Payment Services Directive (PSD2) 2015/2366.

As known, PSD2 - published on December 25th 2015 and in force since January 2016 - aims, inter alia, to the “harmonisation, innovation and security with regard to payment services”.

Apple Pay is, as known, the uprising Apple E-Payment service aimed - through allowing consumers to make secured purchases using a credit or debit card associated with a supported Apple mobile device - to provide them with “an easier way to pay in stores”; “an easier way to pay within apps” and, more generally, “an easier way to pay on the web”.

As stated on www.apple.com/apple-pay website, indeed, “your card details are never shared by Apple when you use Apple Pay, making payments with your iPhone, Apple Watch, iPad, and Mac is the safer, more private way to pay”.